Renter's insurance is not like car insurance or homeowner's insurance because it is generally not required by a law or by a bank. Even with that being the case, proper renter's insurance is very important.
Renter's insurance helps protect your personal items such as your TV and stereo if they are damaged by a covered event. Renter's insurance may also pay for temporary housing if your rental home or apartment is damaged by a covered event. Importantly, renter's insurance also offers you liability protection such as medical expenses for people who are hurt on your property.
Renter's insurance doesn't cover damage to the structure of the home or apartment being rented, thus its important coverages are inexpensive. As an example, if the roof is blown off the apartment that you rent during a thunderstorm, the roof itself is covered by your landlord's insurance, but what about your stereo, computer and TV? Renter's insurance helps you protect those investments.
If you rent your Syracuse area home, please call on us today to discuss how we can help you enjoy the peace of mind that a renter's insurance policy can offer you.
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